CHATTEL MORTAGAES



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Thinking of your dream car? Lonsdale Finance offers a complete range of car loans options to best suit your needs.  If you’re looking for a new car, used car or even a car for your business, - speak with Lonsdale Finance about car finance.

Lonsdale Finance has assess to most major banks and lenders with competitive car loan interest rates and finance solutions. ​​Our loan advisers have years of experience in finding the best deal for our clients. 

Lonsdale Finance Brokers 

 

MORE ABOUTCAR FINANCE OPTIONS

GEAR UP

GET YOUR OWN CAR LOAN

CAR LOAN


Your car loan will be similar to a home loan.Your repayments can be scheduled weekly, fortnightly or monthly & generally will come out by Direct Debit from your nominated bank account.At Lonsdale Finance offers a lower rate of interest as the vehicle is used as security for the loan.




A Chattel Mortgage is a business finance product where the customer owns the vehicle at the time of purchase, which suit someone who will use the purchased vehicle over 50% of the time for business purposes. 


The finance lender takes a mortgage over the vehicle as security for the loan.Once the payments are completed, the mortgage is removed and the title to the car belongs to the customer.

Hire purchase will suit a customer who will use the car predominantly for business purposes.


A lender will purchase the car on behalf of the customer and hire it out for an agreed period of time with a fixed monthly payment. The interest rate remains the same for the period of the agreement. 

LEASE & RENTAL


A Lease would suit a business or individual who use the vehicle to generate an income. It is a finance product which allows you to have the use of a car or commercial vehicle while the lender retains ownership of the vehicle for the term of the lease. 



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COMMERCIAL HIRE PURCHASE